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[C1 Level] Shopping & Money – English vocabulary

92 words · English vocabulary · Created by Openquiz Team

92 English words with meanings: transaction, bargain, receipt, afford, budget… Study them with flashcards, quizzes and AI speaking practice on OpenQuiz.

Part of the learning path: C1–C2 Everyday English

Word list

  1. transaction /træn'zækʃən/ (noun) — an exchange between two people
    Example: The bank charges a small fee for each transaction.
    Synonyms: deal, operation, exchange
  2. bargain /'bɑ:rɡɪn/ (noun) — something bought very cheap
    Example: I found a great bargain at the outlet yesterday.
    Synonyms: deal, discount, offer
  3. receipt /rɪ'si:t/ (noun) — proof of purchase
    Example: Please keep the receipt in case you need to return the item.
    Synonyms: proof of purchase, invoice
  4. afford /ə'fɔ:rd/ (verb) — to have enough money to pay for something
    Example: I can’t afford that car right now.
    Synonyms: manage, allow oneself
  5. budget /'bʌdʒɪt/ (noun) — a plan for spending money
    Example: We need to stick to our monthly budget.
    Synonyms: financial plan, allowance
  6. refund /'ri:fʌnd/ (noun) — money given back
    Example: You’ll get a full refund if the product is defective.
    Synonyms: reimbursement, repayment
  7. inventory /'ɪnvən,tɔ:ri/ (noun) — a list of goods in stock
    Example: The store updates its inventory every month.
    Synonyms: stock, catalog, list
  8. overdraft /'oʊvərdræft/ (noun) — taking more money than your account has
    Example: She was charged for an overdraft fee.
    Synonyms: debt, negative balance
  9. depreciate /dɪ'pri:ʃieɪt/ (verb) — losing value
    Example: Cars start to depreciate the moment they leave the showroom.
    Synonyms: decrease, diminish, decline
  10. installment /ɪn'stɔ:lmənt/ (noun) — a regular payment
    Example: She paid for the furniture in monthly installments.
    Synonyms: payment, portion, installment plan
  11. mortgage /'mɔ:rɡɪdʒ/ (noun) — a loan to buy a home
    Example: They took out a mortgage to buy their first house.
    Synonyms: loan, home loan, property loan
  12. withdrawal /wɪð'drɔ:əl/ (noun) — taking money out of a bank
    Example: Large withdrawals require identification.
    Synonyms: removal, taking out
  13. deposit /dɪ'pɒzɪt/ (noun) — putting money into a bank
    Example: A deposit is required to reserve the room.
    Synonyms: payment, installment, advance
  14. currency /'kʌrənsi/ (noun) — a country’s money
    Example: The exchange rate between the two currencies fluctuates daily.
    Synonyms: money, cash
  15. inflation /ɪn'fleɪʃən/ (noun) — a general rise in prices
    Example: Inflation has caused everyday items to become more expensive.
    Synonyms: price rise, economic escalation
  16. compulsory /kəm'pʌlsəri/ (adj) — required by rules
    Example: It is compulsory to pay tax on all income.
    Synonyms: mandatory, obligatory, required
  17. interest rate /'ɪntrəst reɪt/ (noun) — the percent paid or charged on money
    Example: The bank raised its interest rate last quarter.
    Synonyms: loan rate, finance charge
  18. savings account /'seɪvɪŋz ə,kaʊnt/ (noun) — a bank account for saving money
    Example: I keep most of my funds in a savings account.
    Synonyms: deposit account, bank account
  19. investment /ɪn'vɛstmənt/ (noun) — putting money in to earn more
    Example: Real estate can be a long-term investment.
    Synonyms: funding, stake, asset
  20. credit card /'krɛdɪt kɑ:rd/ (noun) — a card to pay now and pay later
    Example: She paid for the flight with her credit card.
    Synonyms: payment card, bank card
  21. consumer /kən'su:mər/ (noun) — a person who buys things
    Example: Consumers are becoming more aware of product quality.
    Synonyms: buyer, customer, shopper
  22. checkout /'tʃɛkaʊt/ (noun) — the place where you pay in a store
    Example: Please proceed to the checkout with your items.
    Synonyms: counter, register
  23. loyalty program /'lɔɪəlti 'proʊɡræm/ (noun) — a rewards program for regular customers
    Example: Join our loyalty program to earn discounts.
    Synonyms: reward program, membership plan
  24. exchange rate /ɪks'tʃeɪndʒ reɪt/ (noun) — the value of one money compared to another
    Example: The exchange rate favors foreign travelers this week.
    Synonyms: currency rate, conversion rate
  25. Goods /ɡʊdz/ (noun) — things for sale
    Example: We sell imported goods from Japan.
    Synonyms: merchandise, products, items
  26. invoice /'ɪnvɔɪs/ (noun) — a bill listing goods or services and the amount owed
    Example: The seller emailed the invoice after the purchase.
    Synonyms: bill, statement, receipt
  27. discount /'dɪskaʊnt/ (noun) — a price cut
    Example: Students get a 10% discount on all products.
    Synonyms: reduction, price cut
  28. price tag /praɪs tæɡ/ (noun) — a tag that shows the price
    Example: She was shocked by the price tag on the handbag.
    Synonyms: label, ticket
  29. brand /brænd/ (noun) — the name or image of a product or company
    Example: This brand is known for high-quality shoes.
    Synonyms: label, trademark
  30. cost-effective /,kɒst ɪ'fɛktɪv/ (adj) — good value for the money spent
    Example: Buying in bulk is often cost-effective.
    Synonyms: efficient, economical

…and 62 more words in this set.

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